Harbaugh has gotten a ton of attention for his off field shenanigans, but he has hasn’t won anything and his failure to find a decent quarterback in three years is entirely his own fault, given the fact that he came to Michigan with the reputation of an offensive guru. Harbaugh is now 5-4 in his last nine games with the Wolverines. Nick Saban has lost four games in his past four seasons and Urban has only lost four games in his past three seasons. Right now Jim Harbaugh is the fourth best coach in his own division. Maybe that changes in year four, but in his third year at Michigan Harbaugh is the most overrated coach in college football.
This seems not really debatable at the moment. Lots of season left but there's not a lot distinguishing Harbaugh from Hoke right now.
(Bonus: Travis respect for Urban Meyer at the link)