To save the integrity of the New Years 6 Bowls, I thought it might be a good idea to have the bowls provide the players with cost free insurance policies based on draft grade. If a player is hurt and falls in the draft or has their career ended, they would receive a percentage of whatever they were graded to receive based on market value at the pick 1-10, 11-15, 15-20. Not really sure what it would look like but you get the idea. Good idea or stupid?