Who has seen the commercial where the guy gets out of his car and a tree falls and completely douches the car, but his pizza is OK!

Until he turns around and slips on the sidewalk and totally dicks up the pie. They cut to the store and he's there picking up another pizza for free. "carry out insurance"

Does he own a second car? Was he too lazy the first time and could have walked? Is he the Incredible Hulk and removed the tree from his vehicle? Why would you pay for an Uber to go pick up a $6 frozen pizza?

How does he get back to the store?! It doesn't make any sense.