I'll probably get crushed for this thread, but I was debating this with my buddy yesterday. Which scenario in which tOSU finished the season 13-1 would you prefer?

Undefeated regular season + Win B1G Championship, but lose in the CFP Semi-Final. 

OR

Lose to Michigan + Still get into B1G Championship Game and Win, but miss the CFP and WIN the Rose Bowl. 

No B1G team would make the playoff in this scenario, which I know is unlikely (but possible). I would rather make the playoff and lose, but my friend said he would rather end the season on a high note with a Rose Bowl victory. I could vote for no such scenario that involved losing to Michigan.