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osu78 12th Warrior


MEMBER SINCE   August 22, 2013

Recent Activity

Comment 6 hours ago

Skull session is a must. First thing I took my wife to; she wonder why we had to get there early since it's "just a band..." I gave her a pass since she's European.

Go to the top floor of the Library; it's got great panoramic views of Columbus.

I like to park at the Student Union lot; easy walk across campus and easier to get out of than some of the closer lots.

Comment 11 Sep 2019

Offer to settle on say 20 cents on the dollar and go from there. As others have said, the collection agencies  buy debt cheap and may take a fraction of the total for cash on hand. Start low and go up from there because once you start the negotiation you’ve anchored the bottom and can only go up from there.

If your employer matches your 401k max it out if you van. Free money that is tax free is the best way to dave. Index funds with no load are the way to go. No matter what anyone says you can’t beat the market long term. 

Comment 09 Sep 2019

My totally uneducated guess:

Setting the line at 14 is where Vegas thinks they'll get a reasonable balance and still have room to move either way. If the start too high they'll get a lot of money on IU and have to move the line way done to balance it with OSU money. If a lot of people think OSU will cover 14 they can bump it up without getting into the crazy numbers quickly. 

Comment 08 Sep 2019

The problem is if UGA beats ND and ND beats TTUN then the argument becomes we have a weaker schedule and a one loss UGA, especially against an undefeated UA, could get in over us. 

Comment 08 Sep 2019

Best case is ND beats UGA and loses to TTUN; but I wouldn't bet on it. More likely the opposite occurs; which will hurt the B1G in terms of optics. As much as it pains me to admit it, we need TTUN to beat ND.

Comment 07 Sep 2019

You're overthinking this. Nobody gives two shits about the origins, or the evolution. UC's mascot is a bearcat, also known as a binturong. Her name is Lucy. She is neither a bear nor a cat. Her butthole smells like popcorn. Go Buckeyes!

Perhaps. But your comment about factchecking David Mikkelson was ironic in that the facts your claimed needed checking were correct.

More to the point, Lucy is retiring as the mascot.

Comment 07 Sep 2019

In defense of David Mikkelson and AFU, it appears the use of the bintourong is a more recent addition.  Here are articles on the origins of the mascot:

https://www.newsrecord.org/college_life/tracing-origins-of-university-s-iconic-mascot/article_28e71600-5990-11e4-9a54-0017a43b2370.html

https://www.cincinnati.com/story/entertainment/2018/08/13/university-cincinnati-what-bearcat-jeopardy/976080002/

and UC's version:

https://magazine.uc.edu/issues/0315/bearcat_evolves.html

Several others point to the same origin and eventual evolution into today's mascot.  So yes, Lucy is a binturong and UC's mascot but bot the reason UC has a bearcat.

Comment 03 Sep 2019

The Vegas odds-makers usually came about a field goal away in calling the score spread. 

Were those the original spreads or the final ones after the lines moved? The original spreads would be interesting to show how accurate Vegas is in predicting outcomes, versus letting the betting settle in on a line.

That's how they make money-- not on the bets, but on the betting.

Of course, they want to balance their book, which is different than accurately predicting the outcome of games. The bettors try to do that, and the house is happy to take it's cut.