jmmysms's picture

jmmysms


NOLA North

MEMBER SINCE   March 25, 2015

Buckeye love goes back to the 1960's.

Recent Activity

Comment 17 Oct 2019

Another school that recruited me decades ago. Just didn't feel the vibe. They were 1-10 back then if I remember correctly. I played in an all star game with a kid from Wadsworth that was going there on a football scholarship. Let's just say he did not represent the brand.

I have worked with two NW MBAers. Neither was that impressive. I used to joke with one, How much did your MBA cost again? He got very defensive. He is probably doing better than me now, last laugh?

Good school, good reputation. I just have not seen it on a first hand basis.

Comment 17 Oct 2019

Yes and the weather will mess up the NOLA BBQ and Blues Festival and deer hunting! Windy and wet is the forecast, of course they keep changing it.

As for the sprinklers might try some wire, think coat hanger bent into a U and drive it in over the sprinkler piping next to the sprinkler head. Now how deep, I'll leave that to you. Have any old croquet wickets? They make "staples" to keep weed block down perhaps that will work.

I had the opposite problem. Some idiot hit my mailbox so I moved it to the side street. Three feet of solid clay, think close to cement. Once we get some rain and it settles that mailbox post might never come out!

Comment 16 Oct 2019

Was riding with my rep in Houston, he was driving. You know you go from 70 MPH to stopped constantly. Looked across to the car next to us, actually below us we were in a truck. The lady had TWO phones perched on her steering wheel texting on both of them. About then I realized this was going to destroy society.

Comment 15 Oct 2019

You can add us to the list. My girlfriend had her dog for 14 years, got him as a pup. He predated me, I've only been around for 12 years.

He had bladder cancer but kept going until he finally stopped eating. The only thing he would eat toward the end and the last thing he did eat was my pulled pork. He was my back porch buddy. If I am at home I usually end every evening on the back porch with a adult beverage. He would hang out with me.

The house is quieter now. Still find myself looking for him from time to time. She wants another dog, I want to wait, we are both gone a lot. You can't replace the personality. 

Comment 27 Sep 2019

We are still cranking the mid 90's here. I just get my old ass early to ride my bike before it gets disgusting. Dark for the first 30.

Tomorrow is work day at hunting camp, expect to be drenched by 9:00AM. Ticks and mosquitoes don't seem to mind.

That being said it is better than freezing cold and ass deep snow!

Comment 23 Sep 2019

Well worth the 30 minutes. the life i was meant to live. I need a dog like that!

Comment 23 Sep 2019

I miss fall in the midwest. In Louisiana our "average" in September is mid 80s but has been in mid 90s all this month. 

Our leaves do not change color, they just turn brown and fall.

But it has dipped into the 70s in the AM and my morning bike ride is cooler, but definitely darker.

I'll be traveling the next month so hopefully get to experience autumn somewhere.

Comment 20 Sep 2019

I hate them because many, many years ago they recruited me. Back them I had a long pony tail hanging out the back of my helmet. They told me before I could visit I had to cut my hair.

Never did. Never visited, F'em.

Comment 20 Sep 2019

I ain't leaving. It is too much fun to tell them the best QB they have had in years/decades is from OHIO.

Lived and worked all over the south. Yeah their fans are over the top. Not like we are immune.
 

Comment 20 Sep 2019

My grandmother worked at Gardner? pies in Barberton. I ate a lot of different pies for breakfast. Still remember eating about half a strawberry pie once while in elementary school. I was wired all day.

Yeah, I have been in the beer for breakfast crowd. Of course it helps if you stagger in in the AM after never sleeping.

Comment 14 Sep 2019

Agreed, every once in awhile it makes you still believe in humanity.

Thanks for posting, saw it on the web this PM.

Comment 13 Sep 2019

That's funny, we used to run around that place when we were teens. Camped everywhere, I remember sleeping by a beaver pond one week. Lots of small mouth fishing. None of my buddies have ever gone back, wondered what happened.

Still remember seeing Big Muskie there.

Comment 13 Sep 2019

Apollonia is that you?

I think I saw EM at a World series of rock concert but honestly I have seen so many and it has been so long i may be confused.

Another day the music died.

Comment 12 Sep 2019

On this collection stuff. If you negotiate a lower pay out, does the credit agency file a 1099 to the IRS for unpaid amount?

Thankfully I have not been in this situation but had my ID stolen and someone ran up around $5K on a card. I did not pay, fought it and then the credit card company sent the IRS a 1099 toward the unpaid balance. I had to prove to the IRS my ID was stolen. Now and forever more I have to get a special key to file my taxes. 

Comment 12 Sep 2019

UV for contrafund, I have owned that for years in my 401k. Until the beginning of the year it had been up 21% for a year time frame, still up over 11% YTD I believe.

I also own Primecap but this year it has been disappointing.

Closer to retirement I am still 100% equities but have a lot of dividend, REIT, CEF, Preferred and MLP in IRA and 401K generating tax free income along with some appreciation. Trying to see what the income potential is here. 

There are some that beat the indexes but not many and even fewer on a regular basis.

For some an index fund with a steady weekly, bi weekly, monthly contribution over a long period of time is a no brainer. I read about this constantly and every guru has some magic mix that they can prove is better, for a very specific time frame. 

For the OP simple may be better for the short term.

Comment 12 Sep 2019

Build up a cash reserve, buy on down days and cycles. Dollar cost average. Most are not smart enough to time or beat beat the market.

Fidelity and Vanguard are at least paying 2+% on money market. Not great but better than almost all banks.

As for housing, man it is all crazy now. If you have the skills and time a fixer upper is your lower cost entry point.

Boomers also paid higher interest rates and went through at least two market downturns, I think I had three. Also graduated in one of the worst job markets ever. Engineers could not get jobs. It is all relative.

Comment 12 Sep 2019

With a good credit score and the right timing 0% financing for cars is available. I bought two of my vehicles that way. One guy even put the TT&L in the loan. Not sure why he did that or how it got approved but I did not argue.

But yeah always better to buy used and save the big initial hit on depreciation. 

Only caveat is when your company pays for your vehicle. I still bought dealer demo at 0% but went with the top of line vehicle.