Sure, definitely luck is involved.
I do think that this evens out at the end of the season for all QBs, and other QBs also have had lucky bounces and missed INTs. Therefore, is there really a point to make that he’s been lucky? I guess that the way it’s been mentioned, it sounds like an attempt to blow off his decision-making and throwing by simply stating that he’s lucky to have more. But Joe Burrow has had 8 interceptions...is he lucky not to have more? What about Trevor Lawrence? I just assume that sometimes people drop sure interceptions. I actually think that part of the reason that Fields doesn’t have more is that he often overthrows the ball (on errant throws) which doesn’t allow errant throws to be intercepted. Sure, he underthrows some balls, but often he airmails them and they aren’t caught by anyone.
Personally, I think if we want to criticize, we can talk about total turnovers...where Fields has a bunch of fumbles. In fact, he might have as many as Shea Patterson, someone that we teased about fumbling a lot.