BUCKEYE3M's picture

BUCKEYE3M 12th Warrior

Moderator


Oz (via Toledo)

MEMBER SINCE   December 04, 2014

Favorites

  • SPORTS MOMENT: "Do you believe in miracles? Yes!"
  • COLLEGE FOOTBALL PLAYER: Eddie George
  • COLLEGE BASKETBALL PLAYER: Jim Jackson
  • NFL TEAM: Pittsburgh Steelers
  • NHL TEAM: Detroit Red Wings
  • MLB TEAM: Kansas City Royals
  • SOCCER TEAM: Sporting KC

Recent Activity

Comment 20 Mar 2019

My wife and I have witnessed the paddling & it never seemed like the thing to do. I'll just watch people get wallopped.

Comment 20 Mar 2019

He might want to see how long Texas is going to let Shaka Smart drag the Longhorns down before he makes a move... 

Comment 19 Mar 2019

I forgot to add The Carnegie Deli to my list. Now that the original is closed in NYC, this is your only choice. 

Gigantic sandwiches and great cheesecake. 

Comment 18 Mar 2019

Some of my favorites:

  • Eat
  • Nacho Daddy
  • 777 Saloon at Main Street Station
  • Vic & Anthony's at the Golden Nugget
  • Hugo's at the Four Queens
  • NY Pizzeria in the NY, NY
  • Gonzalez y Gonzalez in the NY, NY
  • Hofbrauhaus
  • Triple George 
Comment 16 Mar 2019

I remember reading the college quarterbacks with fewer than 23 starts have a very low percentage chance of being successful in the NFL. While we know this isn't a scientific rule, there could still be underlying factors that make teams shy away. 

Comment 15 Mar 2019

If he gets the 8 games reduced for time served, that's all gravy. Cleveland is making moves. It's like Kevin Costner really is the GM... 

Comment 13 Mar 2019

OK everyone, we're in the clear to keep talking shit about CalPoppy while he's not around...

Comment 13 Mar 2019

50 mph winds out here in east-central Kansas, but the snow is staying west of us (temps up to 60° here today).  Good luck out there!

Comment 13 Mar 2019

Don't mind me, I'm just here to comment on the exact same closing paragraph - and the answer can be found in the win-loss columns.

Comment 07 Mar 2019

I have several rewards cards, most of which don't have annual fees (AF).  Of those that do have annual fees, I only pay the AF if there is a bigger payout than the cost. Cards I use:

  • Hilton Honors Amex Aspire - $450 AF, but it pays for itself.
  • Hilton Honors Amex Ascend - $95 AF
  • Hilton Honors no AF
  • American Airlines Citi Platinum Mastercard - $95 AF
  • M Life Rewards Mastercard no AF
  • Amazon Chase black card - $95 AF

I use the Ascend card for every purchase I make, at places they accept Amex, and easily hit the $15K annual mark to earn a free night certificate.  I also get 6 points/dollar spent on gas/restaurants/groceries with this card.
I use the Aspire card for all Hilton property purchases (14 pts/dollar) and airline & rental car charges (7 points/dollar).  The Aspire card comes with perks that exceed the AF, and the card really does pay for itself, all the while giving you Hilton's highest status (Diamond), if you don't stay enough to earn it the old fashioned way.
I keep the NF Amex because they send periodic offers for bonus points.  This year, for example, they offered 10,000 bonus points for spending $1,000 around Christmas.  Too easy, thanks for the points.  
I recently used two free night certificates earned thru my Amex co-branded cards for two nights that would have cost over $930.00.  So, there is great value to be had if you navigate the Hilton Honors program the right way.
I use my Amazon Chase for all of my Amazon purchases and receive 5% back.  I let it ride until Christmas, then cash them in when I'm shopping.
I have the AA Mastercard because my local airport has AA flights, and it gets me free checked bags and other perks (some of which they're taking away, sadly).
I have the M Life card for trips to Vegas and use it at MGM properties to earn points.

If you carry a balance, then the interest charge you will pay will out-value any rewards you are earning, so please don't engage this rewards game if you don't pay your cards off monthly.

There are a million ways to skin this cat, but I have the programs I have based on where I like to stay and the airline that's most accessible to me where I live.  There are sites like Flyer Talk that have tons of great data points from users, and I have read a lot about the Hilton Honors program there. 

The key to this whole game is finding out what works best for your spending, and provides optimized rewards for your lifestyle and travel habits.