It's never too early. And I've seen enough to feel comfortable with this.
1. Alabama (13-0)
2. Ohio State (13-0)
3. USC (12-1)
4. Oklahoma (12-1)
5. PSU (11-1)
6. Clemson (11-2)
Clemson and FSU lose too much talent and the ACC is out. Oklahoma loses to us at home but wins the Big 12. USC loses one game, let's say to UCLA or Herman's Texas early. Penn State does well next year but its only loss is to us on the road.
Alabama gets a rematch with Oklahoma in the Sugar Bowl. We get to play USC in the Rose Bowl.
Who do you have?