Here's how to fix this year's playoff mess (I know it won't happen, but humor me here).  

Next Saturday night: Baylor vs TCU in Dallas for the undisputed B12 championship.

Sat Dec 20, Ohio State vs B12 Champ playoff play-in game in Atlanta or Orlando (neutral warm/indoor site).

If you proposed this to all three schools before announcing the playoff, I bet they would all agree, so they won't get left out.  Especially when you consider the additional TV revenue!

Losers are slotted into predetermined top-tier bowl games, just as if they were the teams left out today.  

You have to admit, would be fun and would get HUGE ratings!