That is a tough one.
I can easily see alot of points put up if both teams play well. Kapernick and Flacco have been playing full strength Tecmo Super Bowl style. However the Super Bowl rarely plays out as I think it will. Kapernick could get blasted by the Ravens D (Flacco by the 49ers D), a backup QB gets inserted and the whole dynamic changes. The way the defenses of the 49ers and Ravens have been laying the wood, I can see this being a defensive nail biter.
I'd have to bet under. What say you?